Friday, October 25, 2013

College blues

1. http://www.nytimes.com/2013/10/23/education/annual-rise-in-cost-of-public-college-slows.html?_r=0

2. College prices of public schools have not risen that much in the past 3 years. However, repayment issues of graduates and post graduates are having issues payback their loans because of the high rates per payment.

3. national level

4. A problem that many families and individuals face.

5. College prices have not rose much and the actual cost of what it cost to attend college are not as high as it appears. However, the actual problem is coming from the default on student loans because students who do not find a better than average job, are having problems paying back their loans.

6
This is the same boat that all college students who take a major amount of loans to pay back their education. One would think with the money that you do pay to attended college the means of getting a good paying job would be simplified but however, becomes even that much more difficult. Many student post graduating default on loans because they do not have the means to pay it back from statement to statement. I feel the payment amount should be reduced from month to month. Also once those payments have started, I feel the interest rate should not continue to rise on those loans. Since jobs are not guaranteed simply by having an education I feel penalties should not be enforced against those who are actually trying to find work and not been successful. Of course this type of monitoring would have to be monitored, but requiring a grad to apply at so many jobs per month should be the stipulation to this type of exception. If no one is truly searching high and low for a professional jobs to have the means to payback their loans then there should be some type of grace. For the one that has given up in the hunt and has decide to take regular job route and not attempt to apply at set amount of jobs then not extension or grace should be granted. The push to pursue higher education in embedded in our society but, they do tell you how to pay for that higher education that is coveted.

No comments:

Post a Comment